*APR = Annual Percentage Rate. Advertised 2.99% APR is for a 60-month term. Rate effective as of March 1, 2021. Monthly payment per $1,000 borrowed does not include amounts for real estate taxes and insurance premiums. If applicable the actual payment obligation will be greater. All Home Equity Loans require proof of income and homeowners insurance; homeowners insurance is required for the life of the Home Equity Loan. Flood insurance may be required (if applicable) prior to closing. Appraisal and recording fees may be applicable; estimated third party fees may range from $0-$500. All loan applications are subject to credit underwriting and property approval. Membership eligibility required. Federally Insured by NCUA. Fully Insured Excess Shares & Deposits by Massachusetts Credit Union Share Insurance Corporation. Equal Opportunity and Equal Housing Lender.