Vehicle Loans

Premier Vehicle Loans

Whatever type of vehicle you're looking for, when you apply for a loan at Premier Source Credit Union you'll enjoy fast service, convenience and the personal attention you deserve. When you obtain an auto, motorcycle, or recreational vehicle loan from Premier Source Credit Union, you can borrow up to 100% of the value of the vehicle. To determine the value or a new or pre-owned vehicle or motorcycle, utilize NADA Official Used Car Guide.

For some of the best auto loan rates in Massachusetts turn to Premier Source Credit Union. Get pre-approved and save time!

Is your loan with another lender at a higher rate? Premier Source Credit Union has some of the best auto loan rates, so come in and talk to us; we'll be happy to save you money. Or apply online.

Buying a new or used vehicle?

Applying for a Premier Vehicle Loan is easy with our online application.

Apply now for a New or Used Vehicle Loan

Model Years 2018 and older


someone pumping gas_auto loanGet on the road faster with a $50 gas card*

and an auto loan from PSCU!

We like to reward our members. When you take out a qualifying auto loan, we'll give you a $50 gas card!*

*Qualifying new or existing members who apply and close on a new or used auto loan for up to 84 months between February 1 - February 28, 2018. Applicants can apply online, by phone, or in person. Individuals refinancing autos will be eligible. Any loan amount is eligible. Membership is open to anyone who lives, works, or attends school in Hampden County or Hampshire County. Once you become a member, your family members automatically become eligible to join, too. To become a member, simply open a savings account with a deposit of $25 or more. $50 gas card is valid at any Sunoco gas station.

 


Route 66 extended warranty logo Click here to learn about Mechanical Breakdown & GAP

 

Premier Vehicle Loan Rates and Terms

Loan Type Rates as low as APR* & Term Monthly Payment per $1,000 Borrowed**
New Vehicle & Motorcycle Loan***
(2015 - 2018)
100% financing of NADA book value

2.24% for up to 36 months
2.49% for up to 60 months
2.99% for up to 72 months
3.49% for up to 84 months

$28.75 on 36-month loan
$17.75 on 60-month loan
$15.20 on 72-month loan
$13.44 on 84-month loan

Used Vehicle & Motorcycle Loan
(2008 - 2014)
100% financing of NADA clean retail value

3.24% for up to 60 months
3.79% for up to 72 months

$18.08 on 60-month loan
$15.56 on 72-month loan

New Recreational Vehicle Loan
(2015 - 2018)
100% financing of NADA book value
Boats, campers, trailers, ATVs

6.24% for up to 60 months
6.99% for up to 84 months
8.50% for up to 120 months

$19.45 on 60-month loan
$15.10 on 84-month loan
$12.41 on 120-month loan

Used Recreational Vehicle Loan
(2008 - 2014)
100% financing of NADA book value
Boats, campers, trailers, ATVs

7.25% for up to 60 months
7.99% for up to 84 months
8.99% for up to 96 months

$19.93 on 60-month loan
$15.59 on 84-month loan
$14.65 on 96-month loan

Antique Vehicles
(25 years old or older)
$5,000.00 minimum up to 75% financing
7.50% for up to 36 months
8.00% for up to 48 months
$31.11 on 36-month loan
$24.42 on 48-month loan

*APR is Annual Percentage Rate. Rates and terms quoted are based on our "A+" credit grade. Your rate and term may be different depending on your individual credit score.
**Monthly payments per $1,000.00 borrowed.
***Collateral Protection Insurance required on ALL vehicles $79.00.
All loans require proof of income (pay stub or tax return) and proof of vehicle insurance.
New & Used vehicles require a copy of the purchase agreement from the dealer (for a private sale, a copy of the owner’s title showing no lien is required).

Rates are effective February 1, 2018. All rates are subject to change without notice.

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