ALL Credit Union Branches will be CLOSED in Observance of Veteran's Day on Saturday, November 11th

Accounts can be accessed and managed any time through online and mobile banking.

Credit Cards

premierOne Visa Credit Cards — the only ones you need!

Apply today in one of our branches for a premierOne Visa® Classic or premierOne Visa® Platinum Rewards credit card. Both offer the convenience of a Visa® credit card with a low fixed APR.

Transfer your balance from your existing card and enjoy a LOW introductory rate, for the first six billing cycles. Choose from the premierOne Visa® Classic Card with no annual fee, or the premierOne Visa® Platinum Rewards Card, which offers rewards for a modest annual fee.

premierOne Visa Credit Card Rates

Card APR* Annual Fees
Premier Visa Platinum  0.00% introductory APR for a period of six billing cycles. After that your APR will be 8.99% to 14.99%, based on your creditworthiness.  $29.99
Premier Visa Classic 0.00% introductory APR for a period of six billing cycles. After that, or if you do not qualify for the introductory APR, your APR will be 8.99% to 18.00%, based on your creditworthiness. None

premierOne Visa Credit Card Transaction and Penalty Fees

Transaction Penalty
Balance Transfer Fees: $5.00 or 2.00% of the amount of each balance transfer, whichever is greater Late Payment Fee: Up to $10.00
Cash Advance Fee: $5.00 or 2.00% of the amount of each cash advance, whichever is greater Returned Payment Fee: Up to $25.00
Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars  

Visit either of our branches in East Longmeadow or Springfield, call us, or fill out the form below and bring it into a branch or mail it back to us!


*APR is Annual Percentage Rate
Please see application below for full disclosures.
Rates are effective October 1, 2017. All rates are subject to change without notice.

Credit Card Fillable Application