Apply today in one of our branches for a premierOne Visa® Classic or premierOne Visa® Platinum Rewards credit card. Both offer the convenience of a Visa® credit card with a low fixed APR.
Transfer your balance from your existing card and enjoy a LOW introductory rate, for the first six billing cycles. Choose from the premierOne Visa® Classic Card with no annual fee, or the premierOne Visa® Platinum Rewards Card, which offers rewards for a modest annual fee.
| Card | APR* | Annual Fees |
|---|---|---|
| Premier Visa Platinum | 0.00% introductory APR for a period of six billing cycles. After that your APR will be 8.99% to 14.99%, based on your creditworthiness. | $29.99 |
| Premier Visa Classic | 0.00% introductory APR for a period of six billing cycles. After that, or if you do not qualify for the introductory APR, your APR will be 8.99% to 18.00%, based on your creditworthiness. | None |
| Transaction | Penalty |
|---|---|
| Balance Transfer Fees: $5.00 or 2.00% of the amount of each balance transfer, whichever is greater | Late Payment Fee: Up to $10.00 |
| Cash Advance Fee: $5.00 or 2.00% of the amount of each cash advance, whichever is greater | Returned Payment Fee: Up to $25.00 |
| Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars |
Visit either of our branches in East Longmeadow or Springfield, call us, or fill out the form below and bring it into a branch or mail it back to us!
*APR is Annual Percentage Rate
Please see application below for full disclosures.
Rates are effective January 1, 2019. All rates are subject to change without notice.
| File | |||
|---|---|---|---|
| Credit Card Fillable Application | |||