Responding to the Coronavirus (COVID-19) Outbreak

In response to the rapidly evolving events surrounding COVID-19 (also called novel coronavirus), we would like to assure you that Your Local Bank - Premier Source Federal Credit Union (PSFCU) is taking precautionary measures to ensure our Members and Staff are protected while we continue in assisting Members with their financial needs. Online, Mobile Banking and the 24hr Hotline Telephone Banking System are available 365/24/7. Thank you for Banking Local.

Effective Tuesday, March 17, 2020 - Premier Source Federal Credit Union's lobby will be closed. All transactions will be directed to the drive-thru during normal operating hours. All deposit account opening and lending services will by conducted by appointment. More Information

Credit Cards

premierOne VISA® Credit Cards—the only ones you need!

Apply today in one of our branches for a premierOne Visa® Classic or premierOne VISA® Platinum Rewards credit card. Both offer the convenience of a VISA® credit card with a low fixed APR.

Transfer your balance from your existing card and enjoy a LOW introductory rate, for the first six billing cycles. Choose from the premierOne VISA® Classic Card with no annual fee, or the premierOne VISA® Platinum Rewards Card, which offers rewards for a modest annual fee.

premierOne VISA® Credit Card Rates

Card APR* Annual Fees
premierOne VISA® Platinum

0.00% introductory APR for a period of six billing cycles. After that your APR will be 8.99% to 14.99%, based on your creditworthiness. 

uChoose Rewards
Earning points is easy. Redeeming them is fun! You already have the card so what are you waiting for? Make the most of it by enrolling in uChoose Rewards today!

  • Great rewards, competitive rates and more.
  • Earn 1 point per dollar spent.
  • Redeem points for electronics, travel and thousands of other exciting options!

uChoose Rewards

*$29.99 annual rewards fee

 $29.99*

premierOne VISA®  Classic

 0.00% introductory APR for a period of six billing cycles. After that, or if you do not qualify for the introductory APR, your APR will be 8.99% to 18.00%, based on your creditworthiness. None

premierOne VISA® Credit Card Transaction and Penalty Fees

Transaction Penalty
Balance Transfer Fees: $5.00 or 2.00% of the amount of each balance transfer, whichever is greater Late Payment Fee: Up to $10.00
Cash Advance Fee: $5.00 or 2.00% of the amount of each cash advance, whichever is greater Returned Payment Fee: Up to $25.00
Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars  

*APR is Annual Percentage Rate
Please see application below for full disclosures.

Rates are effective April 1, 2020. All rates are subject to change without notice.

File
Fillable PDF: VISA® Classic and Platinum Rewards Credit Card Application VISA® Classic and Platinum Rewards Credit Card Application
Click to Download: VISA® Classic and Platinum Application and Solicitation Disclosure VISA® Classic and Platinum Application and Solicitation Disclosure