*Qualifying new or existing members who apply and close on a home equity loan or home equity line of credit for up to 240 months between August 1, 2018 – August 31, 2018. Consumer must close on the loan by September 30, 2018. Individuals refinancing home equity loans or home equity lines of credit will be eligible. Any loan amount is eligible. Applicants must apply in person or by mail; applications via phone or online are not eligible. Membership is open to anyone who lives, works, or attends school in Hampden county or Hampshire county. To become a member, simply open a savings account with a deposit of $25 or more. Once you become a member, your family members automatically become eligible to join, too. $100 Home Depot® gift card is valid at any Home Depot® store.