Personal Loans

Premier Personal Loans

Consumer loans with good consumer loan rates are critical. When taxes are due, the refrigerator dies, or you just want to consolidate other high interest loans, make sure to get a Premier Personal Loan from Premier Source Federal Credit Union. With Premier Personal Loans you may borrow up to $15,000 for as long as 48 months.

Ways to take advantage of a personal loan!

Debt Consolidation

Having multiple credit cards with high interest rates is one of the fastest ways to get yourself into financial trouble. When you take out a personal loan to consolidate your debt, you’re combining all of those outstanding balances into one easy and convenient monthly payment. Your interest rate as well as the monthly payment could decrease depending on the APR and your credit score. This is also a great way to help build up your credit score.

Home Improvements

Home equity loans aren’t the only way that you can accomplish work around the house. Personal loans can be a great way to cover the cost of small home improvements or repairs to your house. Personal loans can sometimes offer better rates over using financing through a store.

Special Occasions

Special occasions such as weddings, anniversaries, birthdays or graduations are worth celebrating. A personal loan can give you the finances you need to turn your special occasion into that dream birthday, wedding or anniversary you have wanted to plan!


Dreaming of dinner in Paris, skiing in Vermont, or an all-inclusive vacation in the Riviera Maia?  A personal loan can help make that dream vacation a reality.

Premier Source Federal Credit Union also offers a Skip-a-Pay Program with a personal loan where you can skip a loan payment twice during the calendar year!  For more eligibility requirements, click here.


Apply online for a Premier Personal Loan

Premier Personal Loan Rates and Terms

Loan Type APR* & Term Monthly Payment per $1,000 Borrowed**
Personal Loan up to $15,000  Rates as low as 11.99% for up to 48 months $26.33 on 48-month loan
Share Secured Loan The APR is 3% above the current Share dividend. The maximum term is 10 years. $9.71 on 10-year loan


*APR is Annual Percentage Rate. Rate, term and amount quoted is based on our "A+" credit grade. Your rate, term and amount may differ depending on your credit score.

**Monthly payments per $1,000.00 borrowed.
All loans except for Share Secured Loans require proof of income (pay stub or tax return).

Rates are effective January 5, 2021. All rates are subject to change without notice.

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