| Premier Source Credit Union
Congratulations! You’ve finally decided to treat yourself to a new vehicle. However, the car buying process can seem overwhelming at first if you are unsure of the steps to take. Check out these steps to ensure your car buying process goes as smooth as possible!
Think about why you are getting a new car. Is your previous car too old? Do you need to upgrade to a larger vehicle? You want to research brands and models that will best suit your needs as well as your budget.
Now that you have an idea of how much you are willing to spend, it is time for you to get pre-approved for a loan. Here at Premier Source Credit Union, you can apply with our easy online application that can be found HERE
Test Drive Cars
Is the car in good condition? Do you enjoy the feel of the ride? It is important to make sure that the quality and comfort of the car meets your expectations.
Check History Report
We recommend checking the history of the vehicle using CarFax. You will be able to tell if the car has had problems in the past. You might want to avoid vehicles that have had a lot of damage done to it before.
Is the price they are asking fair? To determine the value or a new or pre-owned vehicle or motorcycle, utilize NADA Official Used Car Guide. Be patient and wait around for a deal that works for you.
Even if the vehicle is under your budget, it does not mean you should not negotiate the final price. Taxes, registration, fuel and insurance are all additional costs you will be spending on altogether and it is best to make sure you can get the best price possible.
Close the Deal
Once you decide on a final price, make sure you finish all the required paperwork. Make sure the title is in your name, the car is insured and registered. Once you have all that done, celebrate! You are now the proud owner of a new vehicle!
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