5 Ways to Help You Save This Holiday Season

12/5/2017 |

Category: Helpful Information

5 Ways to Help You Save This Holiday Season

'Tis the season for endless Christmas music on the radio, long shopping lines, and hours spent searching for the perfect tree in the field. The holiday season is a time where you're spending a lot of money, and it's important to stay on budget. Here are some ways that can help you save while gift giving!

1. Break Out the Glue Gun for DIY Gifts

Making your own gifts for others is a great way to save money. There are so many craft ideas online, and creating your own allows you to customize the gift to the individual. DIY gifts are a good way to get the kids involved in the holiday spirit, too. Some gift ideas include:

  • Hot chocolate in a jar
  • Festive glass ornaments
  • Mason jar snow globes
  • Crocheted scarf or hat
  • Gift baskets

2. Write Down Your Naughty and Nice List

Before you start your holiday shopping, spend some time writing down who you plan to give gifts to. This will help you decide how many people you're shopping for and how much you're going to spend on each person. You can make sure you get everyone important in your life and that you don't forget anyone!

3. Not Everything is Delivered in Two Days

Online shopping surely makes holiday shopping easier, but don’t forget about the shipping fees. Some retailers offer special shipping opportunities, and that's great for last-minute gifts you need. Depending on what you're buying and how much you're buying, shipping fees can add onto the total of your purchase. Do some research before you fill up your online shopping cart.

4. The More the Merrier When it Comes to Bulk

One of the best ways to save money is to buy gifts in bulk. Items that come in packs or multiples can be separated into different gifts and be used as stocking stuffers or in gift baskets. Buying gifts in bulk can help keep you under budget because you're not over-spending on separate gifts for family and friends.

5. Check Your List (and Budget) Twice

Whether you're using cash or a credit or debit card for your holiday spending, keep track of how much you're spending. This includes reviewing your statements, paying your bills regularly, and checking your online banking to view deposits and withdrawals. Staying on top of your spending is a good way to prevent yourself from going into debt this holiday season.

Premier Source Credit Union offers Visa credit cards, Kasasa Cash Back checking accounts, and online banking to help you keep track of your spending this holiday season!

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