Category: Lending Products
So you've been researching your dream car, one that you can't wait to hit the road in. But have you thought about how you'll afford it? You'll most likely have to take out an auto loan, and Premier Source Credit Union is here to help you get on the road faster.
View our auto loan rates, and read on to learn more about our auto loans!
What's a Bank Auto Loan?
It's a loan that comes directly from a bank—or credit union—instead of financing your car through a dealership. You'll pay back the bank or credit union the amount you borrowed (plus interest).
There are three factors that affect your monthly payment and total amount you pay on your loan: the loan amount, the annual percentage rate, and the loan term.
Why Get an Auto Loan from a Credit Union (or Bank)
Often loan rates are lower at credit unions, and you can know how much money you've been pre-approved for and what your car loan rates will be. You'll have all of the information you need before you go to the car lot to pick out your new ride. Additionally, you'll experience the same friendly service you receive while using other credit union products.
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