Privacy

Revised 10/18

FACTS

WHAT DOES PREMIER SOURCE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
Question Answer
How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Premier Source Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Premier Source Credit Union share? Can you limit this sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

Yes

No

For joint marketing with financial companies

Yes

No

For our affiliates' everyday business purposes Information about your transactions and experiences

No

We Don't Share

For our affiliates' everyday business purposes Information about your creditworthiness

No

We Don't Share

For non-affiliates to market to you

No

We Don't Share

Question Answer
Questions?

Call 413-525-2002 or go to bankatpremiersource.com or by mail at 232 North Main Street, East Longmeadow, MA 01028

Question Answer
What we do

How does Premier Source Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to non-public personal information about you to persons who need to know to provide products or services to you.

How does Premier Source Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or ATM/debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Premier Source Credit Union has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Premier Source Credit Union does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • CUNA Mutual Group, Premier Source Insurance & Financial Investment Services, Kasasa Ltd., and other insurance companies.
Other Important Information

For Massachusetts Members - We will not share personal information from nonaffliliates either for them to market to you for joint marketing without your authorization.