Kasasa Cash Back

Benefits:

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free mobile banking
  • Free Visa® debit card
  • Free e-Statements
  • Unlimited check writing
  • The minimum required to open this account is the purchase of a share in the credit union, $25.00.

It’s easy to earn your rewards.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit OR 1 ACH transaction OR 1 bill payment post and settle to your account
  • Have at least 12 debit card purchases post and settle to your account
  • Be enrolled in and agree to receive e-Statements

And if you don’t meet these qualifications, don’t worry.

Your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

**Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Only debit card transactions processed by merchants and received by us as point-of-sale (POS) transactions count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.  If you close your account, you will not receive reimbursements that have not yet been credited to your account. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. The minimum required to open this account is the purchase of a share in the credit union, $25.00. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per social security number / individual taxpayer identification number. Contact one of our member service representatives for additional information, details, restrictions, fees, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.