Traditional IRA and Roth IRA — Individual Retirement Accounts

When you invest in a Traditional IRA or Roth IRA—Individual Retirement Account, you are putting your money in a safe and secure environment with people you trust. We offer both traditional and Roth IRAs. All members can afford a Traditional IRA or Roth IRA with Premier Source Federal Credit Union.

Prepare for your future—open a Traditional or Roth IRA today!

Traditional and Roth IRA Rates and Terms

Account Type Dividend Rate APY** Minimum Balance to Open and Earn Dividend
IRA Savings Account* 0.05% 0.05% $0.00
6-month Certificate 0.20% 0.20% $1,000.00
12-month Certificate 0.30% 0.30% $1,000.00
18-month Certificate 0.35% 0.35% $1,000.00
24-month Certificate 0.45% 0.45% $1,000.00
36-month Certificate 0.60% 0.60% $1,000.00
48-month Certificate 0.70% 0.70% $1,000.00

It's never too early to start thinking about retirement. Premier Source Federal Credit Union's traditional IRA and Roth IRA can help you save for retirement. If you're thinking about opening up an account, stop by our Main Office located in East Longmeadow!

*Traditional and Roth IRAs.
**APY is Annual Percentage Yield.
Rates may change after the account is open. Fees could reduce the earnings on the account.
There is a substantial penalty for early withdrawals on IRA Certificates.


Rates are effective February 2, 2021. All rates are subject to change without notice.

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