ALL Credit Union Branches will be CLOSED in Observance of Veteran's Day on Saturday, November 11th

Accounts can be accessed and managed any time through online and mobile banking.

IRAs

Premier Traditional IRA and Roth IRA — Individual Retirement Accounts

When you invest in a Traditional IRA or Roth IRA—Individual Retirement Account, you are putting your money in a safe and secure environment with people you trust. We offer both traditional and Roth IRAs. All members can afford a Traditional IRA or Roth IRA with Premier Source Credit Union.

Prepare for your future - open a Traditional or Roth IRA today!

Premier Traditional and Roth IRA Rates and Terms

Account Type Dividend Rate APY* Minimum Balance to open and earn Dividend
IRA Share Account* 0.10% 0.10% $15.00
6-month Certificate 0.50% 0.50% $1,000.00
12-month Certificate 0.75% 0.75% $1,000.00
18-month Certificate 0.90% 0.90% $1,000.00
24-month Certificate 1.50% 1.51% $1,000.00
36-month Certificate 1.60% 1.61% $1,000.00
48-month Certificate 1.75% 1.76% $1,000.00

It’s never too early to start thinking about retirement. Premier Source Credit Union’s traditional IRA and Roth IRA can help you save for retirement. If you’re thinking about opening up an account, stop by our Western MA branches in East Longmeadow and Springfield!

*Traditional and Roth IRAs.
**APY is Annual Percentage Yield.
Rates may change after the account is open. Fees could reduce the earnings on the account.
There is a substantial penalty for early withdrawals on IRA Certificates.

Rates are effective October 10, 2017. All rates are subject to change without notice.

Retirement Savings Calculator

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